Frequently Asked Questions

 

What is Connect2Capital®?

Connect2Capital is a one-stop shop to help you find products and services that are tailored to your needs. We take the guess work out of the process and help you navigate our network of community lenders with a few clicks.

If I have been turned down by a bank, can you help me?

Our partners take the time to take a look at the story behind the numbers and are often able to say "yes" when traditional funding sources can't. The loan that's not perfect for them, may be a perfect fit for a Connect2Capital partner.

How do I apply?

Click here to fill out our pre-qualification form, which takes less than 5 minutes

What kinds of businesses can receive loans from you?

We help small, for-profit businesses access the funds they need to grow and create jobs.

Where does Connect2Capital work?

Connect2Capital partners with lenders across the U.S. 

How much money can I borrow?

Connect2Capital partners' loans go up to $20 million, depending on the use of the loan proceeds.

What is Predatory Lending?

Unfortunately there are online lenders who charge exorbitant rates and fees, which is considered predatory. This can make their loans so expensive that a business can't keep up with the payments. As a group of non-profit lenders, our goal through Connect2Capital is to ethically and responsibly connect you to the loan that is right for your business.

What can I use my loan for?

Our small business loans can be used for purposes such as:

  • owner occupied commercial real estate and leasehold improvements,
  • business equipment,
  • refinancing existing debt,
  • buying a business,
  • starting a business,
  • and permanent working capital.

Is my information safe when applying online?

Our online loan application is highly secure. We do not sell any of your information and we take great care in protecting our customers' information.

What if I don’t qualify?

You may still have options through Connect2Capital.  We partner with a network of non-profit organizations who provide both financing and business advisory services.

What is the length of your loans?

Depending on what is being financed, the loan terms offered can be as long as 25 years, keeping your monthly payment low.

What interest rates do you charge?

The interest rates vary depending on the loan product and the lender. Each lending partner on Connect2Capital has signed the Small Business Borrower Bill of Rights and is committed to providing responsible financing at fair rates.

How do I contact Connect2Capital?

You can contact Connect2Capital on our Contact Us page