Small Business Lending Blog

Can I use an EIN to Apply for a Small Business Loan?

Small Business Tips

Learn how to apply for a small business loan using just an EIN. Find out how to get an EIN, register with credit agencies, boost business credit scores, and your loan options.

What Credit Score is Needed for a Small Business Loan?

Small Business Tips

Find out how high your personal credit score should be to get access to affordable financing for your small business.

Small Business Loan Requirements: Q&A

Small Business Tips

This list will provide you with a great starting point for qualifying for a small business loan. Start gathering together your information and documents now, so you’re ready to answer your lender’s questions.

Great Ideas to Cut Your Small Business Expenses

Small Business Tips

Practical, useful cost-cutting small business ideas to significantly reduce your day-to-day costs so your business runs smoother and within budget.

Reduce the Hidden Costs of Running a Small Business

Small Business Tips

Learn about 6 key areas that create hidden costs for businesses and how to reduce your expenses to boost profit margins and financial success.

Business Continuity Planning to Help Your Small Business Survive

Small Business Tips

Learn about why business continuity planning is important, including identifying business risks, measuring impact and likelihood, getting contingencies in place, and recovering from disasters.

Tips on Setting Long-Term Business Finances and Goals

Small Business Tips

Learn how to set realistic goals for your small business, including the financial steps you’ll need to take.

How to Retain Great Employees in Your Small Business

Small Business Tips

Retaining employees is an important part of any successful small business. Here are some strategies to improve employee retention. Build culture, community, and communications into your working practices to create the perfect working environment.

How Can I Increase Cash Flow for My Small Business?

Small Business Tips

Learn about the different approaches you can take to maximize cash flow and liquidity in your small business so you can take advantage of every opportunity.

How Do I Pay Myself as a Small Business Owner? Your Questions, Answered

Small Business Tips

Find out what you need to do to pay yourself as a business owner, how to figure out your take home pay, and your tax liabilities.

4 Small Business Recruiting Tips to Find the Best Talent

Small Business Tips

Learn how to boost your small business recruitment efforts, including employer brand, different approaches, niche job boards, and referral programs.

Average Business Expense Percentages: How Are You Doing?

Small Business Tips

What percentage of business income should be spent on expenses? Learn about the answer that makes sense for your small business.

How to Keep and Manage Inventory for Your Small Business

Small Business Tips

Learn how to put the right inventory management software in place for your business, and explore options for storing and managing your stock.

The Best Free Accounting Software for Small Business Owners

Small Business Tips

Here are some of the best free accounting software options for small business owners on a budget.

Breaking Down the 5 Stages of Small Business Development

Small Business Tips

Learn about the various stages of growth and development for a small business, including how to grow beyond startup mode into a force to be reckoned with.

Five Daily Habits to Drive Small Business Success

Small Business Tips

Learn about some essential habits to running the everyday operations of your business. Contains advice on understanding and staying on top of your tasks, finding help, and getting stuff done.