Small Business Lending Blog

Are Loan Repayments Killing Your Profit Margins?

Small Business Tips

Many small businesses borrow money to grow, helping them develop products and services while expanding into new marketplaces. This initial cash injection will really help you get up and running, but it’s also important to think about the ongoing cost of your loan repayments.

3 Financial Reports to Maximize Small Business Loan Approval

Small Business Financing

One of the ways lenders determine how likely you are to repay is by looking at your small business track record, demonstrated best through your financial reports. We’ll dig into the main information that lenders are looking for, and how to use those reports to maximize your chances of getting a loan.

Fatherhood and Business: Lessons for Dads and Kids

Small Business Tips

Running your business and raising your kids are two of the most important things a father can do. We’ve shared some of the main lessons you can use to be great at both of them.

Why Are Black-Owned Businesses Struggling to Rebuild?

Community Lending, Small Business Financing

The racial inequality wealth gap and chronic under-funding left Black businesses unprepared for COVID-19. Coronavirus closures and social distancing had an enormous impact on local businesses that relied on face-to-face interactions—traditional mainstays for Black entrepreneurs.

Small Business Financial Assistance for COVID Recovery in 2021

Small Business Financing

Learn about the various COVID financial programs to help your business thrive beyond the pandemic. Includes information on loans, grants, tax credits, and more.

Celebrating Juneteenth by Investing in Black Businesses and Communities

Community Lending

Since 1866, Juneteenth has been an important and powerful day of celebration in the U.S., marking the emancipation of slaves and the right to freedom. Originating in Texas, Juneteenth is now recognized throughout the country and is celebrated in most major cities across the nation.

How To Get a Business Loan as an LLC

Small Business Financing, Small Business Tips

Maximize the chances for your LLC to get a loan with our guide to understanding lender requirements, financial reports, and business documents.

Get Help Applying for a Small Business Loan

Small Business Financing

A complete series of guides to understanding your business finances, reducing expenses, maximizing cash flow, and getting approved for a small business loan.

Why Was My SBA Loan Denied and What Can I Do About it?

Small Business Financing

Have you been denied a small business loan by the SBA? We’ll help you figure out why you might have been disqualified, let you know how to strengthen your chances, and suggest some alternative options.

Tips On How to Buy Out a Business Partner

Small Business Tips

Learn the steps you should follow to buy out your business partner in a way that’s fair to everybody.

What Happens if You Default on an SBA Loan? Your Questions, Answered

Small Business Financing

You have options for dealing with a delinquent or defaulted SBA loan. Here’s how to find out what situation you’re in, and what you can do about it.

What is the Debt-to-Income Ratio for Small Business Loans?

Small Business Financing

Learn all about the debt-to-Income ratio including why it’s important, how it’s used, and how to optimize yours for a small business loan.

Celebrate $100 Million in Community Business Funding

Community Lending, News

Connect2Capital is celebrating our partners funding $100 million in affordable, flexible loans to the small businesses and communities they serve.

Inspirational Black Entrepreneurs Driving Social Good

Community Lending

One of the most inspiring trends we’ve seen recently is increased support, funding, and interest for Black entrepreneurs. Here’s our pick of great Black entrepreneurs who are making a difference.

Ways Small Businesses Can Keep Overhead Costs Down

Small Business Tips

A healthy profit is essential to creating a strong foundation for growth and building up your small business. Focusing on your profit margin ensures you’re making enough money to keep the lights on, pay yourself, and expand your products and services.

How Does My Small Business Prepare for Tax Season?

Small Business Tips

Learn how gather up your paperwork, double-check your information, and get on top of your bookkeeping. We’ll explore any questions you might have to ensure you’re prepared.